4 Things to Know About Flood Insurance

4 Things to know about flood insurance

  1. Not all surcharges are created equal.
  2. Premiums can really skyrocket…
  3. …unless you’re prepared.
  4. Deductibles just got bigger.

New TADD Signs

New Mexico Department of Homeland Security and Emergency Management (NMDHSEM) and the New Mexico Floodplain Managers Association (NMFMA) are proud to announce that recently acquired Turn Around Don’t Drown signs for Low Water Crossings across New Mexico have started to work their way into communities around the state. The first recipient was Curt Temple with Lincoln County who received 24 signs. Other locations where you should soon see TADD signs are

  • City of Las Vegas
  • Luna County
  • Santa Fe County
  • Village of Tijeras
  • Otero County
  • City of Farmington
  • Pueblo de Cochiti

New Mexico State Floodplain Coordinator, Bill Borthwick with NMDHSEM, received funding from FEMA Region VI through the Community Assistance Program – State Support Services Element (CAP-SSSE) program to acquire 85 Turn Around Don’t Drown signs. Mr. Borthwick partnered with the NMFMA to distribute the signs across New Mexico. Communities who receive the signs are required to install the signs, photograph them, and GPS the locations of the signs. This information will be given back to the NMFMA to begin constructing a statewide low water crossing database. Mr. Borthwick hopes to work with FEMA Region VI and NMFMA in the future to continue to acquire and distribute signs across New Mexico.

According to the National Weather Service, 64 New Mexicans have lost their lives and 78 have been seriously injured in flash floods since 1959. Sixty-six percent of the fatalities occurred in a car.

Federal Flood Risk Mngt Listening Sessions

Federal Flood Risk Management Standard Implementation: Reminder: Register for Upcoming Listening Sessions; Comment Period Extended

Please join FEMA and federal partners for Listening Sessions on the Federal Flood Risk Management Standard Implementation. These sessions continue to provide the opportunity to listen, ask questions, and provide feedback on how federal agencies implement the Standard.

FEMA, on behalf of the Mitigation Framework Leadership Group (MitFLG), published a draft version of Implementing Guidelines that remains open for comment. Recently the comment period was extended until May 6, 2015. The MitFLG, a collection of federal agencies with programs and authorities designed to mitigate the impacts of disasters on communities, is accepting written comments through the Federal Register process from those unable to attend the public meetings and will also host a virtual listening session. A revised Federal Register Notice will be published in the near future highlighting the comment extension.

Listening Sessions

• March 24, 2015
9:00 a.m. -12:00 p.m. (ET)
George Mason University
Johnson Center (Blg #30)
4400 University Drive
Fairfax, VA 22030

• Webinar:
March 25, 2015
3:00 p.m. – 6:00 p.m. (ET)
Register for the Webinar

• March 27, 2015
2:00 p.m. – 5:00 p.m.
Jerome Greene Hall
Columbia Law School – Room 104
435 West 116th Street (corner of Amsterdam Avenue)
New York, New York 10027

Due to space constraints of the facilities, seating may be limited. To reserve a seat in advance, please provide a request via email in advance of the session with the contact information of the participant (including name, mailing address, and e-mail address), and the meeting to be attended to FEMA-FFRMS@fema.dhs.gov and include the subject/attention line: Reservation Request for FFRMS. For anyone attending the meetings who is hearing or visually impaired, or who requires special assistance or accommodations, please also contact FEMA-FFRMS@fema.dhs.gov.

Background:
On January 30, the President issued an Executive Order, “Establishing a Federal Flood Risk Management Standard and a Process for Further Soliciting and Considering Stakeholder Input.” Future federal investments in, and affecting floodplains, will be required to meet the level of resilience established in the Federal Flood Risk Management Standard. This includes projects where federal funds are used to build new structures and facilities, or to rebuild those that have been damaged. These projects make sure that buildings are constructed to withstand the impacts of flooding, improve the resilience of communities, and protect federal investments.

The Standard requires agencies to consider the best available, actionable science of both current and future risk when taxpayer dollars are used to build or rebuild in floodplains. On average, more people die annually from flooding than any other natural hazard. Further, the costs borne by the federal government are more than any other hazard. Water-related disasters account for approximately 85% of all disaster declarations.

The MitFLG will revise the draft Implementing Guidelines, based on input received through the Listening Sessions and comments, and provide recommendations to the Water Resources Council.

The Water Resources Council will, after considering the recommendations of the MitFLG, issue amended guidelines to federal agencies on the implementation of the Standard. Agencies will not issue or amend existing regulations or program procedures until the Water Resources Council issues amended guidelines that are informed by stakeholder input.

FEMA and the MitFLG look forward to your participation and input in the process as part of the work towards reducing flood risk, increasing resilience, cutting future economic losses, and potentially saving lives.

EMI E278 CRS Course

March 16 deadline is approaching for the upcoming E278 CRS course in Emmitsburg, MD. Full details available here. Course dates are April 27-30, 2015.

Hands-on Floodplain Education with NMFMA

On October 7 and 8, 2014, NMFMA brought the Floodplain Simulator to Madison Middle School in Albuquerque NM.  The Floodplain Simulator was shown to 10 classes of 6th grade earth science students.  Each class was roughly 30 students..

In preparation for the visit, Mr. Sean O’Melveny, corresponded with Mr. Nicholas Porter and Mrs. Chanel Bencomo; both 6th grade science teachers at Madison to set up the visit and set expectations.  As part of the preparation for having the Floodplain Simulator in the class, Mr. Porter and Mrs. Bencomo discussed some of the terms used in floodplain management with the students.  This was done by using the glossary of terms provided with the Floodplain Simulator.    The day before preparation some discussion of the recommended classroom activity #2 “The Fate of Rain” from Flood Model Manual provided with the Floodplain Simulator.  The students also watched a brief video from the Discovery Channel on flooding.  Mr. Porter also prepared a word search and crossword puzzle using terms from the glossary.

On October 7, 2014, the Floodplain Simulator visited Mrs. Bencomo’s 5 classes.  On October 8, 2014 the Floodplain Simulator visited Mr. Porter’s 5 classes. 

Typical Class period went as follows:

The teacher briefly introduced Mr. O’Melveny and broke each class into groups of five to six students.  Mr. O’Melveny then asked the students some questions about what they remembered from the previous day’s discussions and pointed out features on the model.  Mr. O’Melveny related the model to the real world watershed of students attending Madison.

Then Mr. O’Melveny called each group up to do part of the recommended classroom activity #3 “Modeling Flood Risk Factors”.  One or two groups would run the “wetlands headwater scenario”, while the other groups conducted the “parking lot headwater scenario”.  Mr. O’Melveny assigned group members had the following responsibilities

  1. Data Recorder: who filled out the Gage Height, Rainfall Added and Runoff measurements for the group’s assigned scenario from the Data Recorder Sheet which was provided.
  2. Timer: who called out the 5 second intervals for recording data
  3. River Reader: who called out the gage height when prompted by the Timer
  4. Rainmaker: who measured out the Rainfall added amount and poured the water into the rainmaker.  This group member also provided some general observations of the experiment
  5. Drain Watcher: who made sure no homes or trees got stuck in the drain/outlet of the model.  They also provided some general observations of the experiment.  At the end of the 2-3 minutes of model run, this group member also measured out the Runoff measurement
  6. General Observer (as needed):  Some groups had an extra person and this person provided some general observations of the experiment to the whole group.

Following each run, Mr. O’Melveny and the teachers had the group determine the Amount of Water that stayed in the model and the Runoff Footprint.  The group also discussed the general observations made.

While students were waiting on their turn at the model, they worked on the flooding word search and crossword puzzle that Mr. Porter had created.

After all 5-6 groups per class had participated, Mr. O’Melveny then had the groups present their results.  This lead to a general discussion on how the two headwaters were different and how that affected flooding.

Following this general discussion Mr. O’Melveny presented a final run of the parking lot scenario to the whole class, so all students could see the model in action.

After this demonstration, Mr. O’Melveny lead the class in possible ways to mitigate flood hazards.  The main ideas brainstormed by the students were:

  1. Not build in the floodplain (build homes higher in the model)
  2. Build the house on stilts or other ideas to elevate the structure
  3. Build Dams, Ponds, etc to collect the water
  4. Build Canals, Moats, Ditches to divert the water
  5. Build levees or place sandbags

Mr. O’Melveny then passed out cards to NMFlood.org to interested students so that they could learn more.

Other items to note:

Mr. Porter had a projector which would capture the events inside the model from a bird’s eye view and show them on a screen so the whole class could see what was happening.  This was extremely useful to allow some students to see what was going on.

Mr. Porter’s 5th period class was smaller than the other classes.  With this extra time the “retention pond scenario” from recommended classroom activity #4 was also demonstrated.

Mr. Porter’s 6th period class reviewed the National Flood Hazard Layer in Google Earth to see what flood hazards impacted Madison.  It was discovered that the Science Building of the Middle School is actually in a Zone AO floodplain.  It was also pointed out where a retention pond was located next to the school.  This exercise helped bring the discussion home to the students.

As a follow-up activity, Mr. O’Melveny made Hydrograph Worksheet available to Mr. Porter and Mrs. Bencomo so that the students could graph their results.

NM Awarded FEMA Grant for Flood Mapping Activities

Agencies in Arkansas, New Mexico and Oklahoma have been awarded more than $1.2 million in non-disaster hazard mitigation funding from the Federal Emergency Management Agency (FEMA).

These grants are part of FEMA’s Cooperating Technical Partner (CTP) program and pay for efforts to maintain up-to-date flood hazard maps and other flood hazard information.

The cities and agencies that received the grants include:

• The Arkansas Natural Resources Commission – $200,000;
• The Arkansas Natural Resources Commission – $62,173;
• The Arkansas Natural Resources Commission – $638,418;
• The Oklahoma Department of Emergency Management – $50,000;
• The Oklahoma Department of Emergency Management – $149,000; and
• The University of New Mexico – $150,000.

The CTP Program is an innovative approach to creating partnerships between FEMA and participating National Flood Insurance Program (NFIP) communities, regional agencies, state agencies, Tribal Nations and universities that have the interest and capability to become more active participants in the FEMA flood hazard mapping program. Fundable activities include program management, base map acquisition, scoping and outreach.

http://www.fema.gov/news-release/2014/10/08/arkansas-new-mexico-and-oklahoma-agencies-receive-more-12-million-fema

Presidential Disaster Declaration

President Obama has declared a disaster for New Mexico as a result of the flooding and storms from July 27-August 5, 2014. Check the links below for more information.

http://www.fema.gov/news-release/2014/10/06/president-declares-disaster-new-mexico

http://www.fema.gov/news-release/2014/10/06/federal-aid-programs-state-new-mexico-declaration

http://www.fema.gov/news-release/2014/10/06/president-declares-disaster-new-mexico

Floodplain Simulator at Solar Fiesta

Sean O’Melveny with NMFMA set up the floodplain simulator from OPP and Wards Scientific at the 2014 Solar Fiesta this weekend. Many people had hands on experience learning about how changes to our watershed impact flooding.

FEMA Grants to New Mexico

In New Mexico, grants totaling $120,016 cover firefighting equipment for the Ohkay Owingeh Fire Department and the Newkirk Fire Department in Santa Rosa, and health screenings and physicals for the Santa Fe Fire Department. 

Eddy County Flooding

Eddy County continues to suffer from recent precipitation causing flooding, evacuations, and school closings. Read more here and here.